Stock on Stock: stock market

Tuesday, December 29, 2009

2010 Predictions, Spring will come in January

Okay here they are and you got them here first: 2010 will see

Dow Jones: 12,000

Standard and Poors: 1300

10-yr Treasury Rates 4 1/2%

Fed Funds 1 3/4%

30-year fixed mortgage rate 6%

1-year CD rate 2 3/4%

Money market rates 2%

Employment for January Period will show growth

and by year end the unemployment rate will be under 8%

Best stock sectors: Industrials, Health Care, Consumer discretionary, Autos, retail, tech and transportation. Not in that order ( you have to do some thinking on your own)

PERSONAL SERVICES (Fee Based)

Do you save enough for the future? Do you know when a salesperson has your best interest at heart? In over thirty-five years of employment in Financial Services Industries, I have encountered many hard working people who fail to question or see who is getting their money or why. Whether you are just beginning your trip to financial independence or have built a sizeable investment portfolio, do you really know if you are gaining or losing? As an independent investment and financial consultant, I can provide a realistic picture of your current position, what to do to improve it and measures that show how you are doing. My fees are reasonable and vary depending on your requirements. I spent my entire career in the banking, brokerage, portfolio management, insurance and financial service industries. Through my experience you will have a source for learning techniques that will get you on your way to keeping more of what you have. Did you know that most successful people have other people generating income for them? You can too. By using proper saving/investment techniques you can have companies working for you. While having an income is very important, how you spend it is just as important. Proper use of credit is also paramount in your financial progress. Yes, credit is very important to your financial position. I believe that properly using someone else’s money will build wealth for you. Are you happy with your current financial health? Are you sure? For more information email today. Please put "free assessment" on subject line.

SERVICES

Investment Portfolio Reviews: Does your portfolio match your risk tolerance? Is it balanced to provide the highest returns commensurate with that risk? Are you making the most on your idle cash? Are you paying high commissions?

Personal Balance Sheet Preparation: The only way to know if you are really getting ahead is to do a personal financial statement, preferably every six months. That way you will know if your net worth is headed in the right direction and if it is properly proportioned for current (liquid) assets, fixed assets, what you owe and what you’re worth.

Major Purchase Counseling: Can you afford to spend the money for a new car, house, investment, and are you getting the best deal? What to know about interest rates (fixed and variable), can impact your future ability to own what you are going to buy. Is it the right time to buy? Refinance? Run for the hills?

Wealth Accumulation Planning: Pay yourself by making the most and spending wisely. Are the fees you are paying for late payment, banking fees, warranties eating up your hard earned money?

Mutual Fund Reviews: Are your funds costing you money with high management and marketing fees? How do they rate when compared to others?

Retirement Account Reviews: Are you contributing enough? Know where you are and where you are going? This review will help you see if you are too conservative or aggressive in your investments.

Advanced Investment Strategies: Do not believe the talking heads on TV. A little knowledge is a fearful thing. I believe there is a direct correlation between hype and a coming loss. When it is too good to be true? How to protect yourself from yourself.

DISCLOSURE

All opinions given during consultations or in writing are solely mine. While they are believed to be accurate, they may not account for unexpected changes in the economy, world events, your financial situation, or information that was conveyed that was partial or inaccurate. The Consultant will have no authority to act on your behalf. The Consultant will not be responsible for any actions taken by you based on the consulting services. You will be solely responsible for any and all decisions based on the advice, counsel, or reports rendered by The Consultant.

The Consultant understands the importance of privacy. The Consultant agrees to hold all information provided by or to the client in a safe and confidential manner.

The Consultant is not an Attorney, CPA or other license holder and therefore cannot provide legal or accounting opinions. The client agrees that they are solely responsible in obtaining legal, accounting, or other opinions from properly licensed individuals regarding actions taken by them that may be recommended or communicated by
The Consultant.

Stock on Stock

Tuesday, December 29, 2009

2010 Predictions, Spring will come in January

Blog Archive

PERSONAL SERVICES (Fee Based)

DISCLOSURE

Followers